A ducted heat pump installation includes both the equipment and professional labour. Unlike a ductless system where pricing scales primarily with the number of zones, a ducted system is priced mainly by capacity (tonnage) and efficiency tier. Here are general installed cost ranges for Ontario homeowners:

• Entry-level / standard efficiency (1.5 to 2 ton): Approximately $5,000 to $8,000 installed. Suitable for smaller homes, condos, or townhouses with modest heating and cooling loads.
• Mid-range / high efficiency (2 to 3 ton): Approximately $7,500 to $12,000 installed. The most common range for average-sized Ontario homes — detached or semi-detached houses in the 1,200 to 2,200 square foot range.
• Premium / top efficiency (3 to 5 ton): Approximately $11,000 to $18,000+ installed. Larger homes, high-efficiency models with the highest SEER2 and HSPF2 ratings, or installations with additional complexity.
• Dual-fuel system (heat pump + existing gas furnace): Approximately $5,500 to $11,000 installed for the heat pump portion, paired with your existing furnace as backup. This configuration is often the most cost-effective entry point for homes with a newer gas furnace already in place.

These are general ranges. Your actual price will depend on brand selection, system capacity, installation complexity, and applicable rebates. Contact Constant Home Comfort for a free, no-obligation in-home quote with a precise, all-in price tailored to your home.

1. System Capacity (Tonnage)

Ducted heat pumps are sized in tons of capacity — one ton equals 12,000 BTU per hour of heating or cooling output. Residential systems typically range from 1.5 tons for a small home or condo up to 5 tons for a large house. Larger systems cost more, but the most important thing is correct sizing — not simply buying bigger. An oversized system short-cycles and fails to dehumidify properly, while an undersized system cannot keep up on extreme weather days. Every Constant Home Comfort installation begins with a proper Manual J heat load calculation to ensure the system is sized exactly right for your home.

2. Efficiency Tier (SEER2 and HSPF2 Rating)

Within any brand's lineup, higher-efficiency models command a higher price. A system with a SEER2 of 20 and HSPF2 of 10 will cost more upfront than a base model rated at SEER2 16 and HSPF2 8.5 — but it will also deliver lower monthly energy bills for the 15 to 20 years it's in service. For Ontario homeowners, the higher efficiency tier also unlocks larger government rebates, which substantially closes the price gap. In many cases, a premium-efficiency system actually costs less net of rebates than a base model does.

3. Brand and Model

Different brands are positioned at different price points, reflecting their engineering heritage, efficiency achievements, warranty terms, and build quality. Premium brands like Lennox sit at the higher end of the price spectrum, while solid performers like American Standard offer excellent value at a more accessible price. We carry every brand we sell because we believe in it — not simply because it's affordable. Each brand comparison below explains who each model is best suited for.

4. Cold-Climate Rating

Standard heat pumps and cold-climate rated heat pumps are not the same product, and they are not priced the same. Cold-climate models — which maintain full heating capacity at -25°C or lower — use more sophisticated compressor technology and are built to different engineering standards. For Ontario's winters, a cold-climate rated system is strongly recommended and is required to qualify for most available rebates. The modest price premium is always worth it for Ontario homeowners.

5. Installation Complexity

Standard installations — replacing an existing furnace and central air conditioner in a home with accessible, well-maintained ductwork — are the most straightforward. Factors that can increase installation cost include:

• Ductwork that needs sealing, resizing, or partial replacement to support heat pump airflow requirements
• Electrical panel upgrades required to support the heat pump's power draw
• Complex refrigerant line routing due to home layout or equipment placement constraints
• Replacement of the indoor air handler in addition to the outdoor unit
• Installation of a new thermostat or smart control system
• Dual-fuel integration with an existing gas furnace, including control wiring and switchover settings

Our technicians identify any of these factors during the in-home assessment and include all associated costs in your quote — so there are no surprises on installation day.

6. Ductwork Condition

A ducted heat pump relies on your existing duct system to distribute conditioned air. If your ductwork has significant leakage, poor insulation, or incorrect sizing for heat pump airflow, it can reduce system efficiency and comfort even with a premium unit installed. We assess your ductwork as part of every ducted heat pump consultation and will let you know upfront if any remediation work is recommended.

Constant Home Comfort carries the industry's most trusted ducted heat pump brands. Here's an honest comparison of what each offers and who each brand is best suited for:

Lennox

Lennox is positioned at the premium end of the North American heat pump market and earns that position through genuine performance advantages. Their ducted heat pump lineup achieves some of the highest HSPF2 and SEER2 ratings available — with top models certified for cold-climate operation to -30°C — combined with ultra-quiet operation, Precise Comfort inverter technology, and deep integration with the iComfort smart thermostat platform. Lennox systems carry a strong warranty and are built to deliver 20+ years of reliable service when properly maintained.

Best for: homeowners who want the highest long-term efficiency and performance, are planning to stay in their home for many years, and want to minimize lifetime operating costs. The higher upfront price is consistently offset by energy savings over the system's lifespan, particularly in larger homes with significant heating loads.

Daikin

Daikin is the world's largest HVAC manufacturer and a global pioneer of inverter heat pump technology. Their ducted heat pump lineup brings that technological leadership to the North American market — ENERGY STAR certified across most of the lineup, advanced variable-speed compressor performance, excellent cold-climate ratings, and outstanding reliability backed by Daikin's global manufacturing standards. Daikin offers some of the best overall value in the premium-to-mid-premium range, with efficiency ratings and cold-climate performance that rival Lennox at a somewhat more accessible price point.

Best for: homeowners seeking a high-performance, highly reliable system from a world-class manufacturer, who want excellent efficiency without necessarily paying for the absolute top of the market.

Bosch

Bosch HVAC brings European engineering rigour to the North American heat pump market. Their ducted systems are known for precision manufacturing, high efficiency ratings, and quiet operation — characteristics that reflect Bosch's heritage as a global engineering leader. Bosch is particularly well regarded for whole-home heat pump applications and for homeowners who prioritize engineering quality and long-term durability. Their IDS (Inverter Ducted Split) lineup delivers strong cold-climate performance with a reputation for dependability that suits Ontario's demanding seasonal extremes.

Best for: homeowners who value engineering quality and understated reliability, and who want a system that will perform quietly and efficiently year after year without requiring much attention.

American Standard

American Standard is a well-established North American HVAC brand with a long record of dependable performance in the Canadian market. Their ducted heat pump lineup delivers solid efficiency ratings, reliable cold-climate operation, comprehensive warranty coverage, and competitive pricing. American Standard systems are manufactured to strong quality standards and consistently perform well across Ontario's variable climate. For homeowners who want a proven, trustworthy system at a reasonable price without compromise on quality, American Standard is a compelling choice.

Best for: homeowners looking for a reliable, quality system at a fair price — particularly those replacing a furnace and central air conditioner on a defined budget who don't want to compromise on longevity or performance.

One of the most common questions we receive is how the cost of a ducted heat pump compares to simply replacing a furnace and central air conditioner separately. Here is a realistic comparison for an average Ontario home:

Replacing Furnace + Central Air Conditioner Separately

• New high-efficiency gas furnace (installed): Approximately $4,500 to $7,500
• New central air conditioner (installed): Approximately $3,500 to $6,500
• Total for both systems: Approximately $8,000 to $14,000
• Rebates available: Minimal — gas furnace replacements do not qualify for Canada Greener Homes or Enbridge heat pump incentives
• Ongoing fuel cost: Monthly gas bills for heating, plus electricity for cooling

Installing a Ducted Heat Pump

• Ducted heat pump system (installed): Approximately $7,500 to $14,000 for a high-efficiency cold-climate system
• Rebates available: Up to $5,000+ in Canada Greener Homes grants, plus Enbridge incentives for eligible customers — substantially reducing net cost
• Net cost after rebates: Often $5,000 to $10,000 for a premium system — competitive with or below the furnace-plus-AC total
• Ongoing fuel cost: Electricity only — no gas for heating, and often lower total energy cost than a combined gas-plus-electricity approach
• Additional benefit: One system to maintain, one warranty to manage, one contractor relationship for both heating and cooling service

When rebates are factored in, a ducted heat pump is frequently cost-competitive with a furnace and central air conditioner replacement — while delivering better long-term efficiency and eliminating ongoing gas costs. For many Ontario homeowners, the heat pump is actually the more economical choice over a 10 to 15-year horizon.

Rebates are a critical part of the ducted heat pump pricing equation in Ontario, and they can meaningfully change the financial picture. Here's what's currently available:

• Canada Greener Homes Grant: Federal grants of up to $5,000 for homeowners who complete an EnerGuide home energy audit and install qualifying cold-climate heat pump systems. The audit must be completed before installation begins.
• Canada Greener Homes Loan: An interest-free loan of up to $40,000 for qualifying energy retrofits, including heat pump installation. Can be combined with the grant.
• Enbridge Home Efficiency Rebate Plus: Rebates for Enbridge Gas customers transitioning to qualifying heat pump systems from gas heating. Rebate amounts vary based on the system and current program terms.
• Municipal and utility programs: Additional incentives may be available depending on your municipality and local utility. Our team monitors all active programs and will identify every rebate available for your specific installation.

At Constant Home Comfort, we handle all rebate paperwork on your behalf. We ensure your installation meets every eligibility requirement, file the applications correctly, and make sure the savings land in your pocket — not ours.

Even after rebates, a ducted heat pump installation is a meaningful investment. Constant Home Comfort offers 0% financing for 12 months on qualifying installations, allowing you to get a brand-new, energy-efficient system installed today and spread the cost with no interest charges.

For homeowners who want more time, longer-term financing options are also available. Ask us about current financing plans when you request your quote — we'll help you find a structure that makes the upgrade affordable without stress.

To make sure you're getting genuine value — not just a low quote — keep these principles in mind:

• Insist on an in-home assessment: Any contractor quoting a firm price without visiting your home and assessing your ductwork is guessing. Correct sizing and ductwork evaluation are not optional — they directly determine whether your system will perform as designed.
• Choose cold-climate certified equipment: For Ontario winters, a cold-climate rated system is the only responsible choice. It's also the only type that qualifies for most available rebates.
• Compare total installed cost, not just equipment price: A low equipment price paired with high labour costs, inadequate electrical work, or poor installation quality is not a good deal. Ask for a fully itemized quote.
• Factor in rebates before comparing: Two systems at the same sticker price can have very different net costs depending on their rebate eligibility. Always compare after-rebate numbers.
• Think long-term: A higher-efficiency system at a higher upfront cost often saves more in energy bills over 15 to 20 years than the price difference represents. Calculate total cost of ownership, not just purchase price.
• Verify installer certification: Heat pump installation involves refrigerant handling, electrical work, and precise commissioning. These require licensed trades. Always confirm your installer is certified and licensed in Ontario.

We've built our reputation on offering Ontario homeowners the best combination of equipment quality, installation expertise, and transparent pricing. Here's what you get when you work with us:

• Best HVAC Prices in Ontario: Competitive, all-in pricing with no hidden fees or surprise charges.
• Instant Rebates: We apply available rebates directly to your invoice where possible — no waiting, no paperwork hassle.
• 0% Financing for 12 Months: Flexible payment plans designed to make upgrading accessible for every budget.
• Certified, Licensed Installers: Every installation performed by factory-trained, licensed technicians.
• Top Brand Selection: Lennox, Daikin, Bosch, and American Standard — the most trusted names in ducted heat pump technology.
• Free In-Home Consultation: A thorough, no-pressure assessment of your home, ductwork, and heating and cooling needs — with a transparent, complete quote.
• 24/7 Service & Support: We're here long after installation — for annual maintenance, emergency repairs, and everything in between.
• Serving All of Ontario: Toronto, GTA, Hamilton, Ottawa, London, Barrie, Waterloo, Burlington, and beyond.

Is a ducted heat pump more expensive than a furnace and air conditioner?

At the sticker price level, a ducted heat pump often falls in a similar range to replacing a furnace and central air conditioner together. Once Ontario and federal rebates are factored in — which apply to heat pumps but not furnace replacements — the net cost of a heat pump frequently comes out lower. Over 10 to 15 years, lower energy bills further improve the heat pump's total cost of ownership advantage.

Does the cost include removal of my old furnace and air conditioner?

Yes. Our installation quotes include removal and responsible disposal of your existing equipment. There are no separate removal fees added after the fact.

How long does installation take and does it disrupt my home?

A standard ducted heat pump installation replacing an existing furnace and central air conditioner typically takes one full day. Our team works efficiently and respects your home — we protect floors, clean up thoroughly, and leave the space as we found it. More complex installations may take longer, and we'll advise you in advance if that applies to your project.

What efficiency rating should I look for?

For Ontario's climate and for rebate eligibility, look for a minimum HSPF2 of 8.5 and SEER2 of 15. Premium systems with HSPF2 of 10+ and SEER2 of 18 to 22 offer meaningfully better long-term energy savings and often qualify for the largest available rebates. Our technicians will recommend the efficiency tier that makes the most financial sense for your home's specific heating and cooling load.

Can I get a quote without committing to anything?

Absolutely. Our in-home consultations are completely free and come with no obligation to purchase. We provide a thorough assessment, a transparent all-in quote, and clear rebate information — then the decision is entirely yours. We never use high-pressure tactics.

Ready to find out what a ducted heat pump will cost for your specific home? Contact Constant Home Comfort to schedule a free, no-obligation in-home consultation. We'll assess your home and ductwork, recommend the right brand and capacity, walk you through every available rebate, and give you a complete, transparent price with no surprises.

Call us: 1 (888) 675-5907

Visit: constanthomecomfort.com

Serving Toronto, GTA, Hamilton, Ottawa, London, Barrie, Waterloo, Burlington, and all of Ontario.