Constant Home Comfort (CHC) carries all major HVAC brands. On their site you’ll find high-efficiency gas furnaces from Lennox, American Standard, Daikin, Bosch, Rinnai, GREE, Goodman/KeepRite (Amana), Armstrong/Aire-Flo, and Midea. Each brand offers multiple models:

• Lennox – known for the SLP98 (up to 98% AFUE) and ML196V (96%). The Dave Lennox Signature® SLP98 is among the quietest, variable-speed furnaces, reaching ~97.5–98% AFUE. Lennox also sells mid-efficiency 96% models (e.g. ML195) and base single-stage units (~80%–95%).
• American Standard (Trane) – e.g. the Gold S9X2 two-stage furnace (~96% AFUE) or the Platinum 95 series (up to 97%). American Standard (Trane) warranties are typically 10 years on parts and lifetime on the heat exchanger, similar to Lennox.
• Daikin – high-efficiency condensing furnaces like the DM97MC, rated at about 97% AFUE. They offer variable-speed blowers and multi-stage gas valves. Daikin’s warranty often includes 10 years on parts and lifetime on exchangers (with registration).
• Bosch – Bosch’s Greenstar or BGH series furnaces reach up to 96–97% AFUE. They are ENERGY STAR® rated, condensing units. Bosch models include two-stage and modulating furnaces.
• Rinnai – Rinnai’s condensing furnaces (often direct-vent wall furnaces or concealed furnaces) achieve high efficiencies (typically mid-90s AFUE). Rinnai units are compact and vent directly through the wall. (Exact AFUE varies by model; many Rinnai furnaces are in the 95–98% range.)
• Goodman/KeepRite (Amana) – Goodman’s KeepRite PS92 and GMVC96 models (92% and 96% AFUE respectively) are sold under this umbrella. For example, the KeepRite IIX 96 is a two-stage 96% AFUE furnace. These are value-priced but still ENERGY STAR® rated at higher tiers. Their warranty is 10-year parts and lifetime heat exchanger (with registration).
• Armstrong Air / Aire-Flo – closely related to Trane/Amana, offering 96–97% units. For example, the Aire-Flo 95AF2V is a two-stage furnace at 95.0% AFUE. Armstrong/Aire-Flo furnaces come with 20-year heat exchanger and 5-year parts warranties, extendable to 10 years with registration.
• Midea – CHC also lists Midea gas furnaces (e.g. MGV96 series), which are condensing units around 96% AFUE. Models like MGV96U080B3C and MGV96U100C5C (mentioned on CHC’s site) fall in the high-efficiency range.
• Others – Lesser-seen brands on CHC’s site include Keeprite (Goodman’s sister brand) and Armstrong (A9 series 96–97%). GREE is mostly known for heat pumps; if CHC has any GREE furnaces, they would be similar in efficiency (though GREE is not widely known for gas furnaces).

Each brand’s top models (97–99% AFUE condensing furnaces) cost more upfront but can save energy. CHC notes that “newer ENERGY STAR® furnaces… have an AFUE of 95% or higher”, meaning they convert at least 95 cents of every fuel dollar into heat. In practice, high-end models (Lennox SLP98, Daikin DM97MC, etc.) range 97–98% AFUE, while mid-range and base models run 92–96%.

“Choose from an impressive lineup of brands including Lennox, KeepRite, Goodman and American…” – Constant Home Comfort.

When buying a furnace outright (even with financing), you own the unit. Manufacturer warranties typically cover parts for 10 years and heat exchangers for life (with registration) on top-tier models. CHC also offers optional maintenance plans and protection plans (see “Furnace Maintenance Plan” and “Furnace Protection Plan” on their site) for scheduled tune-ups and extended service. For example, the Aire-Flo 95AF2V comes standard with a 20-year limited heat exchanger warranty and 5-year parts warranty (10 years on parts with upgrade). After warranties expire, repairs and maintenance become your responsibility, though CHC provides 24/7 repair service across Ontario.

In contrast, renting/lease-to-own a furnace means minimal upfront cost (often $0 down) and generally includes full-service coverage. CHC’s financing partners (Financeit, Abode) mention options like “$0 DOWN 0% INTEREST” deals, effectively a lease-like scenario. Other providers (e.g. Vista Services) note that rental plans bundle all repairs: “full parts and warranty coverage” with no surprise fees. In a rental/lease, the monthly payment covers both equipment and upkeep: filters, repairs, and even replacement if it fails during the term. However, you never own the furnace until (or unless) you complete the term.

Key differences: Renting (or lease-to-own) means predictable monthly bills and worry-free maintenance, but you end up paying a continuous fee. Owning means a larger initial expense (or financed loan) but ultimately lower lifetime cost. As Vista explains, “with a furnace rental… these agreements often last 10+ years, and you never own the furnace, no matter how long you pay”. After a decade of renting, total payments may far exceed the original price – “many homeowners realize they have spent thousands of dollars on equipment that belongs to someone else”. Buying (even via financing) has higher upfront impact but saves money long-term once the loan is paid off.

CHC’s own financing offers a middle ground: spread the purchase cost over time, often at low interest. They advertise flexible terms (“Flexible terms up to 240 months (20 years)… finance 100% of cost; 0% interest up to 1 year”). In effect, you “rent” via a loan but with an ownership outcome.

Let’s compare the costs numerically. Assume: Average rental rate of $75/month (midpoint of $59.99–$89.99) over 10–15 years, versus a purchase price of $5,000 (midpoint of $4,000–$6,750) including installation. If the $5,000 is financed interest-free over 10 years, the monthly payment is about $41.7.

• Monthly Equivalent Cost: Rent = $75/month; Buy (0% financing) = ≈$42/month.
• Break-even Point: Since rent costs $33 more per month, the extra paid by renting (~$33×12 ≈ $400/yr) will equal the $5,000 purchase price in about 12.5 years. In other words, if you rent for ~12–13 years, your total spending matches the buy’s initial cost (not counting maintenance). Beyond that, buying is cheaper overall.
• Total Cost after 10, 15, 20 years:
• Renting: 10 yrs → $9,000; 15 yrs → $13,500; 20 yrs → $18,000 (at $75/mo).
• Buying: $5,000 (all at start, plus negligible 0% interest) – essentially the same at 10, 15, 20 yrs.

timeline
    title Furnace Rent vs Buy Break-even Timeline
    0y         : Buy ($5k)
    0y         : Rent cost=0 (no payments until term)
    5y         : Rent= ~$4.5k, Buy principal=$2.5k
    10y        : Rent= ~$9k, Buy principal=$0 (paid off)
    12.5y      : Break-even (~$13k each)
    15y        : Rent= ~$13.5k, Buy=$5k

As the timeline shows, buying costs more upfront but becomes cheaper over time. Renting avoids the initial hit and includes maintenance, but you pay ongoing fees without ownership. A key caveat: we assumed no interest on a buy loan; in reality a financed purchase might incur interest unless in a 0% promo. Any interest delays the break-even slightly.

For buyers, CHC often advertises government/utility rebates on new high-efficiency furnaces (up to $500–$1,000 or more, depending on local programs). They handle the rebate paperwork for you. CHC also partners with financing companies: you can often get $0 down, 0% interest (O.A.C.) for up to 12 months, then low monthly payments. For example, a 10-year loan on $5,000 at 0% is $41.7/mo, vs a long rental at $75/mo. Even with a low interest (say 5%) on 10-year financing, monthly cost remains well below typical rent levels.

If you opt to rent/lease-to-own, expect terms of 10–15 years or longer. You pay roughly $60–$90 per month, which usually includes 24/7 service and parts. CHC and similar companies advertise full coverage (parts and labor) and Canadian-based support. Unlike a simple finance deal, a true rental means no ownership until the end (if ever). Vista Services warns: “you never own the furnace, no matter how long you pay”. On the upside, if the unit needs repairs or even replacement due to failure, the provider covers it.

Summary: Buying has higher upfront/loan payments but pays off after ~10–15 years and earns you an asset. Renting/lease avoids the initial cost and worry about breakdowns but costs more total and no equity. In Ontario’s long run (with colder winters and rising energy costs), a high-efficiency furnace you own usually saves money and gives lower risk of rate hikes. Always read the fine print: check if a rental can be transferred if you sell your home (Vista offers this), and what maintenance obligations you have.

1. Which furnace brands and models does Constant Home Comfort rent or sell?
Constant Home Comfort carries top gas furnace brands: Lennox, American Standard (Trane), Daikin, Bosch, Rinnai, Goodman/KeepRite (Amana), Armstrong/Aire-Flo, and even Midea. Popular high-efficiency models include Lennox’s SLP98 (up to 98% AFUE) and ML196V (96%), American Standard Gold S9X2 (96%), Daikin DM97 (97%), Bosch BGH97 (96–97%), and Goodman/KeepRite 96% condensing furnaces. Lower-tier models run 80–95% AFUE. You can browse CHC’s “Gas Furnaces” product categories for details.

2. What are the rental rates vs purchase prices for furnaces?
Rental (lease-to-own) plans typically run $59.99–$89.99 per month for an average high-efficiency furnace (exact rate varies by model/size). Purchases cost roughly $4,000–$6,750 installed, depending on model and complexity. (CHC frequently has promotions and rebates; always check current offers.) In our analysis, a $5,000 purchase ($0 down, 0% for 1 year) works out to ~$42/mo over 10 years, compared to ~$75/mo renting.

3. How do warranty and service differ if I rent vs buy?
If you buy, you get the manufacturer’s warranty (usually 10 years on parts, lifetime on heat exchanger with registration). After that, you pay for any repairs (though CHC offers maintenance plans to reduce costs). If you rent/lease, the provider typically covers all repairs and maintenance in the monthly fee. CHC’s offered financing is not technically renting, but they may include a protection plan option for service calls. In a rental, you have 24/7 support and no surprise bills, but the trade-off is that you never own the equipment until term-end.

4. Can I finance a furnace purchase?
Yes. CHC offers financing through partners. You can often get $0 down and very low interest for the first year, then fixed payments for up to 10–20 years. For example, a $5,000 furnace financed over 10 years at 0% is ~$42/month. (At higher rates, it would be more.) CHC promotes these financing plans as a way to “buy” with little upfront, essentially similar to a long-term loan. Always verify current rates and terms.

5. When does renting become more expensive than buying?
We find that if you rent for roughly 12–13 years, your cumulative payments equal a typical purchase price (about $5k in our example). Beyond that, owning is cheaper. A useful rule: multiply the monthly rent by 150; the result is roughly the break-even purchase price (e.g. $75×150≈$11,250; half is ~$5,625). CHC’s financing (0% deals) and rebates can shorten this timeline, since you effectively pay off the furnace sooner.

Ready to upgrade your home comfort? Whether you prefer lease-to-own peace of mind or buying outright (often with no-money-down financing), Constant Home Comfort can help. Call Constant Home Comfort at 1-888-675-5907 or book online to get a free quote on a Lennox, American Standard, Daikin, or Goodman furnace. We serve Toronto, Scarborough, Mississauga, Hamilton and all across Ontario 24/7 – so you’ll stay warm this winter with expert installation and service you can trust.

Internal Links to CHC: (for SEO) - Learn about Lennox furnace installations in Toronto. - See our Financing options and Rebates page. - Check out our Furnace Maintenance Plan for annual tune-ups. - Compare Gas Furnace brands/models on CHC’s Gas Furnaces and brand pages (Lennox, American Standard, Bosch, etc.).

Recommended Keywords: furnace rent vs buy, lease-to-own furnace Ontario, Constant Home Comfort furnace financing, rent furnace Ontario, furnace break-even cost

Suggested Images/Diagrams: Photos of modern high-efficiency furnaces (Lennox/Daikin units), and an infographic comparing “rent vs buy” costs. A mermaid-style timeline (as above) can visualize the break-even point. Alternatively, a bar chart showing total 15-year costs for renting vs buying could be helpful.