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Ontario Home Renovation Savings Program: Everything You Can Still Claim in 2026

By Linda

If you've spent any time looking into home energy rebates in Ontario lately, you've probably ended up with a massive headache. Programs keep opening and closing so fast it feels like trying to hit a moving target. It's true that the massive HER+ program is gone, and the original Greener Homes Grant is history too. But that doesn't mean you missed the boat.

The province's Home Renovation Savings Program is still very much alive and funded through November 30, 2026. Delivered by Save on Energy and Enbridge Gas, this program makes upgrading your home surprisingly cheap. Whether you want to beat the humid summer heat in Markham or survive a freezing winter in Ottawa, there is still plenty of cash left on the table.

Let's get into what you can actually claim this year and how to make sure you actually get your cheque.

Choose Your Route: Simple Upgrades vs. Full Home Makeovers

Before you buy anything, you have to choose how you want to play this. The program splits into two distinct paths:

  • The Single Upgrade Path (No Audit Required): If you just want a quick fix—like putting in a heat pump, buying a smart thermostat, or blowing insulation into a drafty attic—you can skip the home energy audit entirely. You don't have to pay upfront audit fees or wait weeks for an inspector to visit. You just install the qualified gear and get your cash back.
  • The Bundled Path (Audit Required): If you are planning a bigger home makeover (like upgrading windows and adding wall insulation at the same time), this is your route. You'll hire a registered energy advisor to inspect your home before and after the work is done. You must complete at least two qualifying upgrades, but you get a $600 bonus just to offset the cost of the inspections. Plus, it unlocks much higher rebates for insulation.

The 2026 Rebate Menu: What is Up for Grabs?

So, how much cash are we talking about? Here is the honest breakdown of the rebates you can claim in 2026:

  • Cold-Climate Heat Pumps (Up to $7,500): This is the big one. If you currently heat with electricity, oil, propane, or wood, you can claim $1,250 per ton of equipment capacity, capping at a massive $7,500. If you heat with natural gas from Enbridge, you can claim $500 per ton, up to $2,000. Lots of homeowners in the GTA are choosing "dual-fuel" setups, using the heat pump for both heating and cooling, while keeping their gas furnace as a backup for those ridiculously cold winter nights.
  • Geothermal Heat Pumps (Up to $12,000): If you are going all-in on ground-source geothermal heating, non-gas homes qualify for up to $12,000 ($2,000 per ton), while gas-heated homes get a flat $3,000.
  • Renting Your Heat Pump? (Up to $3,000): You don't have to buy the system outright to get a rebate. Air-source rentals qualify for $500 per ton (up to $2,000), and ground-source rentals qualify for a flat $3,000.
  • Attic Insulation (Up to $1,250): The standalone attic rebate actually got a $250 boost for 2026. You can get up to $1,250 for standard attic upgrades or up to $750 for cathedral ceilings, and you don't even need a home energy audit to qualify. Note that the rebate is capped at 50% of your product costs after taxes.
  • Bundled Insulation (Up to $7,700): If you take the energy audit path and bundle your upgrades, you can pull in up to $7,700 for a combination of attic, exterior wall, basement, and floor insulation.
  • Draft Proofing & Air Sealing (Up to $250): There is no point in paying for insulation if cold air is whistling through the cracks. Sealing up leaks can net you up to $250 back.
  • High-Performance Windows & Doors ($100 per opening): Swap out drafty old glass for ENERGY STAR certified models and pocket $100 per rough opening. To qualify, you must replace at least three window rough openings, or one door/skylight.
  • Heat Pump Water Heaters ($500): Ditch your old gas or electric water heater for a qualified heat pump model and claim a quick $500.
  • Smart Thermostats ($100): Get $100 back to automate your home's temperatures and keep your utility bills low.
  • Solar Panels & Battery Storage (Up to $10,000): Prepping your home for power outages or going off-grid? Combining solar panels and battery storage can score you up to $10,000.
  • Energy-Efficient Appliances (Up to $200): A brand new 2026 stream offers up to $200 back for replacing an old, working electric appliance with an ENERGY STAR Most Efficient model.

The Oil-to-Heat-Pump Double Play

If you heat your home with an old oil furnace, 2026 is your year to drop it. You can stack the provincial Home Renovation Savings Program with the federal Oil to Heat Pump Affordability (OHPA) program.

The federal OHPA program gives you up to $10,000 to transition away from oil. Stack that with Ontario's $7,500 rebate, and you could receive up to $17,500 to $22,000 in combined funding. In many cases, these stacked rebates completely cover the cost of the entire purchase and professional installation, meaning you pay zero out of pocket.

Free Upgrades for Lower Incomes

If your household income is below certain limits, you shouldn't have to pay a dime. Under the fully funded Energy Affordability Program (EAP), qualifying families can get 100% of the cost covered for insulation, draft-proofing, and energy-efficient appliances. On top of that, the new Canada Greener Homes Affordability Program (CGHAP) is rolling out in 2026 to offer direct-install upgrades with absolutely no upfront costs.

The Overnight Battery Trick

If you decide to grab that $10,000 solar and battery rebate, you can use it to outsmart your utility company. Ontario's Ultra-Low Overnight (ULO) rate plan charges a tiny 3.9¢/kWh between 11 PM and 7 AM, but spikes to 39.1¢/kWh during the evening peak of 4 PM to 9 PM.

By hooking up a home battery, you can charge it overnight when power is dirt cheap, then run your whole house off battery power during the expensive evening rush. This simple time-shifting trick can easily shave an extra $1,000 to $1,500 a year off your bills on top of your initial rebates.

Avoiding the Disqualification Trap

Rebate program managers are incredibly strict. A single paperwork error or bad timing can cost you thousands of dollars, with absolutely no way to appeal the decision. Keep these rules in mind to protect your money:

  • You Must Wait for Written Pre-Approval: This is where most people fail. Before your contractor installs a heat pump, they must submit a pre-installation application. You must wait until you have the official, written pre-approval letter in your hands before starting any work. If the installation date on your contractor's invoice is even one day before that letter is issued, your rebate is permanently denied. Don't let a contractor tell you they got "verbal approval"—the program doesn't recognize it.
  • Check the Qualified Products List: Every single model number must match the official ENERGY STAR or Natural Resources Canada list perfectly. A single wrong letter or number on the invoice will trigger an automatic rejection.
  • No Condos or Apartments: The program is restricted to detached, semi-detached, townhomes, row houses, or mobile homes on permanent foundations. Condos and apartments are completely excluded.
  • Use a Registered Contractor: You cannot DIY these installations or hire a random handyman. Only registered, participating HVAC contractors are authorized to submit the applications and secure your funding.

Beat the Rush with Constant Home Comfort

Navigating these government portals and matching up model numbers can feel like a part-time job. That's why we take care of the entire process for you.

Constant Home Comfort is a registered contractor approved to participate in the Home Renovation Savings Program. We handle your entire application from start to finish—submitting the pre-approval, doing the professional installation, and filing the final paperwork so your rebate cheque arrives safely in your mailbox.

We serve homeowners across Ontario, including:

  • Markham and Richmond Hill
  • Scarborough and Vaughan
  • Durham Region (Ajax, Pickering, Oshawa)
  • Mississauga and Brampton
  • Newmarket and Barrie
  • Ottawa and Kanata
  • Waterloo and London
  • Hamilton and Burlington

We only install top-tier, highly efficient systems from brands like Lennox and Gree. We are proud of our 4.8 out of 5-star HomeStars rating with hundreds of reviews, earning us multiple "Best of the Best" awards. Our customers love us because we have a strict zero-upselling policy, clear upfront pricing, and fast next-day installations. Plus, our friendly team speaks English, Mandarin, and Cantonese, making the entire process as easy as possible.

With the 2026 program confirmed through November, the clock is ticking. Give Constant Home Comfort a call today at 1-888-675-5907 for a free, no-obligation quote, and let's lock in your funding before the pool runs out!